The XL Group has been accorded a credit rating from A.M. Best of "A". A.M. Best's rating provides an opinion of an insurer's financial strength and ability to meet ongoing obligations to policyholders.

View Financial Strength Ratings (FSR) and Long Term Debt Ratings (LTDR) for:

[ XL Group | Insurance | Reinsurance ]

Insurance	As of last rating agency action, July 1st, 2010

Financial Strength Rating (FSR) A.M BEST S&P MOODY's FITCH Location Greenwich Insurance Company A (Stable) A (Negative) A2 (Stable) A (Stable) Delaware Indian Harbor Insurance Company A (Stable) A (Negative) A2 (Stable) A (Stable) North Dakota XL America Group [2] A (Stable) Not Rated Not Rated Not Rated United States XL Insurance America, Inc. A (Stable) A (Negative) Not Rated A (Stable) Delaware XL Insurance (Bermuda) Ltd A (Stable) A (Negative) A2 (Stable) A (Stable) Bermuda XL Insurance Company Limited A (Stable) A (Negative) A2 (Stable) A (Stable) UK XL Insurance Company Limited, Canadian Branch A (Stable) Not Rated Not Rated Not Rated Canada XL Insurance Company of New York, Inc. A (Stable) A (Negative) A2 (Stable) A (Stable) New York XL Insurance Switzerland Not Rated A (Negative) A2 (Stable) A (Stable) Switzerland XL Select Insurance Company A (Stable) A (Negative) Not Rated A (Stable) Delaware XL Specialty Insurance Company A (Stable) A (Negative) A2 (Stable) A (Stable) Delaware

[2] A.M. Best considers the XL America Group to consist of the following: - Greenwich Insurance Company - Indian Harbor Insurance Company - XL Insurance America, Inc. - XL Insurance Company of New York, Inc. - XL Reinsurance America Inc. - XL Select Insurance Company - XL Specialty Insurance Company