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Our Ratings
XL Group plc, through is subsidiaries, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises on a worldwide basis.

The XL Group has been accorded a credit rating from A.M. Best of "A". A.M. Best's rating provides an opinion of an insurer's financial strength and ability to meet ongoing obligations to policyholders.


View Financial Strength Ratings (FSR) and Long Term Debt Ratings (LTDR) for:

[ XL Group | Insurance | Reinsurance ]


XL Group As of last rating agency action, July 1st, 2010
Financial Strength Rating (FSR) A.M BEST S&P MOODY's FITCH Location
Greenwich Insurance Company A (Stable)
A (Negative) A2 (Stable) A (Stable) Delaware
Indian Harbor Insurance Company A (Stable)
A (Negative) A2 (Stable) A (Stable) North Dakota
Vitodurum Reinsurance Company Not Rated BBB+ (Stable) Not Rated Not Rated Switzerland
XL America Group [2] A (Stable) Not Rated Not Rated Not Rated United States
XL Group [1] A (Stable) Not Rated Not Rated Not Rated Bermuda
XL Insurance America, Inc. A (Stable) A (Negative) Not Rated A (Stable) Delaware
XL Insurance (Bermuda) Ltd A (Stable) A (Negative) A2 (Stable) A (Stable) Bermuda
XL Insurance Company Limited A (Stable) A (Negative) A2 (Stable) A (Stable) UK
XL Insurance Company Limited, Canadian Branch A (Stable) Not Rated Not Rated Not Rated Canada
XL Insurance Company of New York, Inc. A (Stable) A (Negative) A2 (Stable) A (Stable) New York
XL Life Insurance and Annuity Company A- (Stable) A (Negative) A2 (Stable) Not Rated Delaware
XL Insurance Switzerland Not Rated A (Negative) A2 (Stable) A (Stable) Switzerland
XL Life Ltd A- (Stable) Not Rated Not Rated Not Rated Bermuda
XL Re Europe Limited A (Stable) A (Negative) Not Rated A (Stable) Ireland
XL Re Latin America Ltd A (Stable) A (Negative) Not Rated A (Stable) Switzerland
XL Re Life America Inc. A- (Stable) Not Rated Not Rated Not Rated Connecticut
XL Re Ltd A (Stable) A (Negative) A2 (Stable) A (Stable) Bermuda
XL Re Ltd - (UK Branch) Not Rated A (Negative) Not Rated Not Rated UK
XL Reinsurance America Inc. A (Stable) A (Negative) A2 (Stable) A (Stable) New York
XL Select Insurance Company A (Stable) A (Negative) Not Rated A (Stable) Delaware
XL Specialty Insurance Company A (Stable) A (Negative) A2 (Stable) A (Stable) Delaware


Long Term Debt Rating (LTDR) A.M BEST S&P MOODY's FITCH Location
X.L. America, Inc. Not Rated BBB+ (Negative) Not Rated Not Rated Delaware
XL Capital Finance (Europe) plc bbb (Stable) BBB+ (Negative) Baa2 (Stable) BBB+ (Stable) UK
XL Group Ltd. bbb (Stable) BBB+ (Negative) Baa2 (Stable) BBB+ (Stable) Bermuda
[1] A.M. Best considers the XL Group to consist of the following:
- Greenwich Insurance Company
- Indian Harbor Insurance Company
- XL Europe Ltd
- XL Insurance America, Inc.
- XL Insurance (Bermuda) Ltd
- XL Insurance Company Limited
- XL Insurance Company of New York, Inc.
- XL Re Ltd
- XL Reinsurance America Inc.
- XL Select Insurance Company
- XL Specialty Insurance Company
[2] A.M. Best considers the XL America Group to consist of the following:
- Greenwich Insurance Company
- Indian Harbor Insurance Company
- XL Insurance America, Inc.
- XL Insurance Company of New York, Inc.
- XL Reinsurance America Inc.
- XL Select Insurance Company
- XL Specialty Insurance Company


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Related Links
XL Group plc Financial Reports
XL Group plc SEC Filings
XL Re Financial Reports