Our Ratings

XL Group plc, through its subsidiaries, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises on a worldwide basis.

XL's core operating subsidiaries hold a Financial Strength Rating of 'A' from A. M. Best, 'A' from Fitch, 'A2' from Moody's and 'A' from S&P.


Rating Agency Reports

S&P XL Full Analysis Report - December 15, 2011

The attached report has been prepared by Standard & Poor's. As such, any opinions regarding XL's current or future performance contained therein are those of Standard & Poor's alone and do not represent the opinions or analyses of XL or its management. By providing this report XL does not endorse or concur with any information provided therein, and is not responsible or liable for the content thereof.


View Financial Strength Ratings (FSR) and Long Term Debt Ratings (LTDR) for:

Financial Strength Rating (FSR)
As of Feb 25th, 2011
A.M BEST S&P MOODY's FITCH Location
Greenwich Insurance Company A (Stable)
A (Stable) A2 (Stable) A (Stable) Delaware
Indian Harbor Insurance Company A (Stable)
A (Stable) A2 (Stable) A (Stable) North Dakota
Vitodurum Reinsurance Company Not Rated BBB+ (Stable) Not Rated Not Rated Switzerland
XL Insurance America, Inc. A (Stable) A (Stable) Not Rated A (Stable) Delaware
XL Insurance (Bermuda) Ltd A (Stable) A (Stable) A2 (Stable) A (Stable) Bermuda
XL Insurance Company Limited A (Stable) A (Stable) A2 (Stable) A (Stable) UK
XL Insurance Company Limited, Canadian Branch A (Stable) Not Rated Not Rated Not Rated Canada
XL Insurance Company of New York, Inc. A (Stable) A (Stable) A2 (Stable) A (Stable) New York
XL Insurance Switzerland Ltd A (Stable) A (Stable) A2 (Stable) A (Stable) Switzerland
XL Life Ltd A- (Stable) Not Rated Not Rated Not Rated Bermuda
XL Re Europe Limited A (Stable) A (Stable) Not Rated A (Stable) Ireland
XL Re Latin America Ltd A (Stable) A (Stable) Not Rated A (Stable) Switzerland
XL Re Ltd A (Stable) A (Stable) A2 (Stable) A (Stable) Bermuda
XL Re Ltd - (UK Branch) Not Rated A (Stable) Not Rated Not Rated UK
XL Reinsurance America Inc. A (Stable) A (Stable) A2 (Stable) A (Stable) New York
XL Select Insurance Company A (Stable) A (Stable) Not Rated A (Stable) Delaware
XL Specialty Insurance Company A (Stable) A (Stable) A2 (Stable) A (Stable) Delaware
Long Term Debt Rating (LTDR) A.M BEST S&P MOODY's FITCH Location
X.L. America, Inc. Not Rated BBB+ (Stable) Not Rated Not Rated Delaware
XL Capital Finance (Europe) plc bbb (Stable) BBB+ (Stable) Baa2 (Stable) BBB+ (Stable) UK
XL Group Ltd. bbb (Stable) BBB+ (Stable) Baa2 (Stable) BBB+ (Stable) Cayman Islands
XL Group plc bbb (Stable) Not rated Not rated Not rated Ireland
Financial Strength Rating (FSR)
As of Feb 25th, 2011
A.M BEST S&P MOODY's FITCH Location
Greenwich Insurance Company A (Stable) A (Stable) A2 (Stable) A (Stable) Delaware
Indian Harbor Insurance Company A (Stable) A (Stable) A2 (Stable) A (Stable) North Dakota
XL Insurance America, Inc. A (Stable) A (Stable) Not Rated A (Stable) Delaware
XL Insurance (Bermuda) Ltd A (Stable) A (Stable) A2 (Stable) A (Stable) Bermuda
XL Insurance Company Limited A (Stable) A (Stable) A2 (Stable) A (Stable) UK
XL Insurance Company Limited, Canadian Branch A (Stable) Not Rated Not Rated Not Rated Canada
XL Insurance Company of New York, Inc. A (Stable) A (Stable) A2 (Stable) A (Stable) New York
XL Insurance Switzerland Ltd A (Stable) A (Stable) A2 (Stable) A (Stable) Switzerland
XL Select Insurance Company A (Stable) A (Stable) Not Rated A (Stable) Delaware
XL Specialty Insurance Company A (Stable) A (Stable) A2 (Stable) A (Stable) Delaware
Financial Strength Rating (FSR)
As of Feb 25th, 2011
A.M BEST S&P MOODY's FITCH Location
Vitodurum Reinsurance Company Not Rated BBB+ (Stable) Not Rated Not Rated Switzerland
XL Life Ltd A- (Stable) Not Rated Not Rated Not Rated Bermuda
XL Re Europe Limited A (Stable) A (Stable) Not Rated A (Stable) Ireland
XL Re Latin America Ltd A (Stable) A (Stable) Not Rated A (Stable) Switzerland
XL Re Ltd A (Stable) A (Stable) A2 (Stable) A (Stable) Bermuda
XL Re Ltd - (UK Branch) Not Rated A (Stable) Not Rated Not Rated UK
XL Reinsurance America Inc. A (Stable) A (Stable) A2 (Stable) A (Stable) New York